Transformasi Perilaku Ekonomi Masyarakat Muslim Di Era Digital Dalam Perspektif Etika Islam

Abstract

The digital era has fundamentally transformed the economic behavioral patterns of Muslim communities in Indonesia. This study aims to analyze the transformation of Muslim economic behavior in the digital era and evaluate it within the framework of Islamic ethics. The research method employs a qualitative approach with systematic literature review of sources related to digital economics and Islamic ethics. The findings indicate that digitalization drives a shift from conventional transactions to digital platforms, giving rise to new practices such as sharia e-commerce, halal fintech, and digital investment. However, potential violations of Islamic principles such as gharar, riba, and israf were identified in several digital practices. The study concludes that active integration of Islamic ethical values in every aspect of the digital economic ecosystem is necessary to realize a just and sustainable economy in accordance with maqashid sharia.